Here we go again. The NYT told readers:

"A quarter of private plan enrollees are ages 18 to 34, who tend to have lower medical costs and their premiums are needed to help pay for the higher costs of insuring older and sicker consumers."

In the real world outside of wonkville wisdom the age of enrollees makes little difference to the finances of the program. It will matter if there is a skewing by health conditions. The logic is simple and straightforward. A healthy 60-year old and a healthy 25-year old both cost the system almost nothing. The healthy 60-year old will on average pay premiums that are three times as high. This is why the system needs healthy 60-year olds at least as much as it needs healthy 25-year olds.

A short analysis from the Kaiser Family Foundation goes through the arithmetic, but apparently they don't have access at the NYT.

Leave your comments

Post comment as a guest

  • No comments found

GuideStar Exchange Gold charity navigator LERA cfc IFPTE

contact us

1611 Connecticut Ave., NW
Suite 400
Washington, DC 20009
(202) 293-5380

let's talk about it

Follow us on Twitter Like us on Facebook Follow us on Tumbler Connect with us on Linkedin Watch us on YouTube Google+ feed rss feed