The NYT reported the results of a telephone survey which found that 41 percent of respondents thought a 401(k) or IRA was a better long-term investment vehicle than investing in stock. It's not clear what question people thought they were answering. The vast majority of people who invest in stock do it through a retirement account. Therefore, it's not clear what it would mean to say that investing in a 401(k) or IRA is better than investing in stock.

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