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Home Publications Reports Small-Dollar Lending: Is There A Responsible Path Forward?

Small-Dollar Lending: Is There A Responsible Path Forward?

August 2012, Jim Campen

This report examines the problem of access to credit for low- and moderate- income households. It notes that this problem has two dimensions. On the one hand, there are millions of consumers without access to mainstream sources of consumer credit. On the other hand, many of these same consumers do obtain high-cost credit that ends up harming rather than helping them.

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